Terms and Conditions

Definitions & Governing Law

• This agreement applies to everyone who accesses the website.
• It is governed by the laws of Singapore, with the courts of Singapore having exclusive jurisdiction.

Privacy Statement

• We are committed to protecting your privacy and regularly review our systems accordingly.
• Unauthorized access to our computer systems is investigated with intent to prosecute.

Confidentiality

• Client records are treated as confidential; you may request copies with notice.
• Personal information is not sold, shared, or rented to third parties.
• We only email you about agreed services and relevant content updates.

Disclaimer

• Website content is provided "as is," with all representations excluded to the fullest extent permitted by law.
• We disclaim liability for damages arising from use of the website, including lost profits or data loss.
• This does not limit liability for death or personal injury caused by our negligence, which is retained.
• You are responsible for evaluating the fitness of anything you download from the site.

Availability

• We do not warrant that the service will be uninterrupted, timely, or error-free.
• You agree to indemnify us against losses arising from your use of the website.
• Republishing website content without our written consent is prohibited.

Log Files & Cookies

• IP addresses are anonymized and used for analytics and site administration.
• Cookies enable site functionality; some affiliate partners may also use cookies.
• Standard browser information is logged automatically.

External Links

• We do not monitor linked third-party sites or endorse their content.
• You are responsible for assessing the privacy and security practices of any third-party site you visit.

Copyright & Intellectual Property

All text and content on the website is protected by applicable intellectual property rights.

Force Majeure

Neither party is liable for failures caused by unforeseeable events outside their reasonable control.

General Provisions

• We reserve the right to modify these terms; continued use of the site implies acceptance of any changes.
• These terms may only be amended through written authorization.